RKS

Who shops online in Switzerland?

Compare online shopping and payment methods by age, gender and education in the FSO 2025 survey.

Survey population aged 15 to 88. Purchase measures use the stated 3-month or 12-month period. Payment measures refer to online purchases in the previous 3 months and are percentages of the survey population, including non-buyers.

Switzerland, ages 15 to 88

Bought online in 3 months

69.4%

± 1.5 · 2025

Bought online in 12 months

81.0%

± 1.3 · 2025

± shows the half-width of the 95% confidence interval in percentage points. Survey estimates have uncertainty; differences require careful interpretation.

FSO ICT Omnibus survey. Payment methods overlap. Smartphone apps include Twint as an example; this is not Twint market share. These percentages describe people, not transactions or spending. Published buyer-only percentages have a different denominator. Bars begin at zero; tables retain confidence intervals and source quality.

Age

Bought online in 3 months · 2025 · %15-29 years15-29 years: 77.6%77.6%30-59 years30-59 years: 79.9%79.9%60 years or more60 years or more: 47.2%47.2%

Percent of the relevant population

Population groupShopping or payment measureEstimate (%)95% interval (± points)Source quality
15-29 yearsBought online in 3 months77.63.6Published estimate
30-59 yearsBought online in 3 months79.92.1Published estimate
60 years or moreBought online in 3 months47.22.9Published estimate

The observations cover 2025 only. They support a comparison across groups, with no historical trend.

How people pay online

Switzerland, ages 15 to 88 · Percent of the relevant population

How people pay online · 2025 · %CardCard: 60.6%60.6%Smartphone appSmartphone app: 52.0%52.0%Online bankingOnline banking: 39.0%39.0%Prepaid accountPrepaid account: 16.1%16.1%Offline paymentOffline payment: 17.6%17.6%CryptocurrencyCryptocurrency: 1.1%1.1%
Population groupShopping or payment measureEstimate (%)95% interval (± points)Source quality
Switzerland, ages 15 to 88Credit or debit card60.61.7Published estimate
Switzerland, ages 15 to 88Smartphone app, e.g. Twint52.01.6Published estimate
Switzerland, ages 15 to 88Online banking payment39.01.7Published estimate
Switzerland, ages 15 to 88Prepaid account16.11.3Published estimate
Switzerland, ages 15 to 88Payment outside the internet17.61.4Published estimate
Switzerland, ages 15 to 88Cryptocurrency1.10.4Published estimate
All demographic comparisons

Education compares people aged 25 and over. The national headline includes ages 15 to 88. People under 25 remain a separate source category and are excluded from this attainment comparison.

Population groupShopping or payment measureEstimate (%)95% interval (± points)Source quality
Switzerland, ages 15 to 88Bought online in 3 months69.41.5Published estimate
Switzerland, ages 15 to 88Bought online in 12 months81.01.3Published estimate
Switzerland, ages 15 to 88Credit or debit card60.61.7Published estimate
Switzerland, ages 15 to 88Smartphone app, e.g. Twint52.01.6Published estimate
Switzerland, ages 15 to 88Online banking payment39.01.7Published estimate
Switzerland, ages 15 to 88Prepaid account16.11.3Published estimate
Switzerland, ages 15 to 88Payment outside the internet17.61.4Published estimate
Switzerland, ages 15 to 88Cryptocurrency1.10.4Published estimate
Age: 15-29 yearsBought online in 3 months77.63.6Published estimate
Age: 15-29 yearsBought online in 12 months90.82.5Published estimate
Age: 15-29 yearsCredit or debit card64.94.1Published estimate
Age: 15-29 yearsSmartphone app, e.g. Twint67.84.0Published estimate
Age: 15-29 yearsOnline banking payment42.44.3Published estimate
Age: 15-29 yearsPrepaid account13.53.0Published estimate
Age: 15-29 yearsPayment outside the internet16.63.3Published estimate
Age: 15-29 yearsCryptocurrencyUnavailableUnavailableSuppressed for confidentiality
Age: 30-59 yearsBought online in 3 months79.92.1Published estimate
Age: 30-59 yearsBought online in 12 months89.71.6Published estimate
Age: 30-59 yearsCredit or debit card71.02.3Published estimate
Age: 30-59 yearsSmartphone app, e.g. Twint62.12.5Published estimate
Age: 30-59 yearsOnline banking payment45.12.6Published estimate
Age: 30-59 yearsPrepaid account22.12.1Published estimate
Age: 30-59 yearsPayment outside the internet19.42.0Published estimate
Age: 30-59 yearsCryptocurrencyUnavailableUnavailableSuppressed for confidentiality
Age: 60 years or moreBought online in 3 months47.22.9Published estimate
Age: 60 years or moreBought online in 12 months60.82.8Published estimate
Age: 60 years or moreCredit or debit card41.02.8Published estimate
Age: 60 years or moreSmartphone app, e.g. Twint25.72.5Published estimate
Age: 60 years or moreOnline banking payment26.92.6Published estimate
Age: 60 years or morePrepaid account7.91.6Published estimate
Age: 60 years or morePayment outside the internet15.32.1Published estimate
Age: 60 years or moreCryptocurrencyUnavailableUnavailableSuppressed for confidentiality
Gender: MaleBought online in 3 months70.12.3Published estimate
Gender: MaleBought online in 12 months82.41.9Published estimate
Gender: MaleCredit or debit card63.02.4Published estimate
Gender: MaleSmartphone app, e.g. Twint52.72.5Published estimate
Gender: MaleOnline banking payment40.22.5Published estimate
Gender: MalePrepaid account19.02.0Published estimate
Gender: MalePayment outside the internet17.52.0Published estimate
Gender: MaleCryptocurrency1.60.7Published estimate
Gender: FemaleBought online in 3 months68.82.2Published estimate
Gender: FemaleBought online in 12 months79.61.9Published estimate
Gender: FemaleCredit or debit card58.22.4Published estimate
Gender: FemaleSmartphone app, e.g. Twint51.32.4Published estimate
Gender: FemaleOnline banking payment37.82.4Published estimate
Gender: FemalePrepaid account13.21.7Published estimate
Gender: FemalePayment outside the internet17.71.9Published estimate
Gender: FemaleCryptocurrencyUnavailableUnavailableSuppressed for confidentiality
Education, ages 25 and over: Compulsory schoolBought online in 3 months43.04.9Published estimate
Education, ages 25 and over: Compulsory schoolBought online in 12 months54.84.9Published estimate
Education, ages 25 and over: Compulsory schoolCredit or debit card32.24.7Published estimate
Education, ages 25 and over: Compulsory schoolSmartphone app, e.g. Twint26.34.4Published estimate
Education, ages 25 and over: Compulsory schoolOnline banking payment21.54.2Published estimate
Education, ages 25 and over: Compulsory schoolPrepaid account8.12.7Published estimate
Education, ages 25 and over: Compulsory schoolPayment outside the internet12.93.3Published estimate
Education, ages 25 and over: Compulsory schoolCryptocurrencyUnavailableUnavailableSuppressed for confidentiality
Education, ages 25 and over: Upper secondary levelBought online in 3 months63.32.9Published estimate
Education, ages 25 and over: Upper secondary levelBought online in 12 months76.22.5Published estimate
Education, ages 25 and over: Upper secondary levelCredit or debit card54.23.0Published estimate
Education, ages 25 and over: Upper secondary levelSmartphone app, e.g. Twint44.53.0Published estimate
Education, ages 25 and over: Upper secondary levelOnline banking payment33.83.0Published estimate
Education, ages 25 and over: Upper secondary levelPrepaid account13.42.1Published estimate
Education, ages 25 and over: Upper secondary levelPayment outside the internet17.12.4Published estimate
Education, ages 25 and over: Upper secondary levelCryptocurrencyUnavailableUnavailableSuppressed for confidentiality
Education, ages 25 and over: Tertiary levelBought online in 3 months80.82.1Published estimate
Education, ages 25 and over: Tertiary levelBought online in 12 months90.51.5Published estimate
Education, ages 25 and over: Tertiary levelCredit or debit card73.82.4Published estimate
Education, ages 25 and over: Tertiary levelSmartphone app, e.g. Twint62.12.5Published estimate
Education, ages 25 and over: Tertiary levelOnline banking payment47.82.7Published estimate
Education, ages 25 and over: Tertiary levelPrepaid account21.62.3Published estimate
Education, ages 25 and over: Tertiary levelPayment outside the internet19.52.1Published estimate
Education, ages 25 and over: Tertiary levelCryptocurrencyUnavailableUnavailableSuppressed for confidentiality
Sources and definitions

Private internet use: e-commerce and e-banking by gender, age and level of education

FSO ICT Omnibus survey. Payment methods overlap. Smartphone apps include Twint as an example; this is not Twint market share. These percentages describe people, not transactions or spending. Published buyer-only percentages have a different denominator. Bars begin at zero; tables retain confidence intervals and source quality.

Source checked: 2026-11-14

Official FSO table · Complete verified observations and codebook (JSON) · Complete 2025 observations (CSV) · Open data BY